3 Expensive Things You’ll Need to Deal With After a Car Accident

Each time you board a vehicle, there is a risk that comes with it. Accidents can happen because no matter how careful of a driver you are, you are not in control of the road conditions, the weather or the behavior of other drivers on the highways. Here are three expensive things you’ll have to deal with after a car accident.

Medical Bills

4AutoInsuranceQuote.com explains that whiplash, contusions, internal hemorrhage, concussions and abrasions are all injuries that are you could face after a car collision. It is always essential to have a good health insurance plan so that in case of emergencies, you don’t have to worry about anything other than your recovery. On top of that, consult a personal injury lawyer, especially if the accident is not your fault, so that you can sue the offending party for just compensation. They ought to cover all your medical bills, including the pain and suffering you have endured during this traumatizing period. 

Time Off

You will need to take time off after a car accident because you need to attend to your damaged vehicle, and most importantly, you need a break to physically and mentally recover. Depending on your injury, you can spend days to months in the hospital until full recovery. This means you will miss time off from work and you will lose income on the days when you are indisposed. Greenstein & Milbauer points out that income not earned during this time should be included in your insurance claim.

Repairs or Replacement

Post car collision, your vehicle will be damaged. Depending on the extent of damages, your car will need repairs or the vehicle in its entirety will be replaced because it is deemed a total wreck. Obrella recommends that it is vital to have extensive automobile insurance because repairs are expensive. On top of that, you will have to shoulder the additional expenses of commuting to work, which costs money and impedes on your time. An important tip is to never admit the accident is your fault. Your auto insurance is a policy contract that states that you must never assume responsibility under any circumstances. If you wish for your insurance company to pay attention to your claims, let them deal and transact with the other party.

Car accidents can have devastating consequences, including car damage, physical injuries, mental trauma and loss of income. Since you’ll miss several days of work, income not earned during this time should be included in your insurance claim. Be safe on the road and stay informed so that you will know what to do if you’re involved in an accident.

If you find yourself in need of financial help, let JA Financial Group be there for you!

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